Consumer Disclosure and Consent to Conduct Business Electronically
Option to Receive Paper Copies
You are not required to receive notices and disclosures or sign documents related to these transactions electronically and you may request paper copies of documents and disclosures if you prefer to do so by writing us (a) by regular mail at 404 Euclid Avenue Ste. 271, San Diego, CA 92114 or (b) by electronic mail at firstname.lastname@example.org. You may sign those paper copies or you may also download and print documents provided to you electronically to sign and return to us at 404 Euclid Avenue, Ste. 271 San Diego, CA 92114.
You can print any documents you have signed electronically for your records by clicking the print icon on the application you are using to view the documents.
Scope of Consent
By electronically signing below, you agree to receive electronic notices, disclosures, and electronic signature documents with all related and identified documents and disclosures related to this transaction. You may at any point withdraw your consent by following the procedures described below.
Withdrawal of Consent
You may withdraw your consent to receive electronic documents, notices, or disclosures at any time. In order for you to withdraw your consent, you must notify us (a) by regular mail at 404 Euclid Avenue Ste. 271, San Diego, CA 92114 or (b) by electronic mail at email@example.com that you wish to withdraw your consent and to provide your future documents, notices, and disclosures in paper format. If you later consent to conducting business electronically for the same type of transactions, such consent will apply to all such transactions, including such transactions that you may have previously withdrawn your consent for.
Requesting Paper Copies and Updating Contact Information
You may download and print any documents we send you (signed or unsigned) through this website. You may also request paper copies of any transaction or update your information by contacting us (a) by regular mail at 404 Euclid Avenue Ste. 271, San Diego, CA 92114 or (b) by electronic mail at firstname.lastname@example.org. We will provide paper copies to you at no charge.
Retention of Electronic Documents, Notices, and Disclosures
We may retain all electronic documents, notices, and disclosures for as long as you have a loan account (which may close upon full payment of the balance or upon withdrawal of your loan application) or as otherwise required by applicable law.
Hardware and Software Requirements
To access, sign, and retrieve electronic documents related to this transaction, you must have the following hardware and software:
- A Windows or Mac compatible computer or mobile device; and
If at any time during the period we retain your electronic documents, notices, and disclosures these requirements change in any way that creates a material risk that you may not be able to receive electronic documents, notices, and disclosures, we will notify you in advance of these changes.
BY CHECKING THE BOX AND CLICKING SUBMIT, you acknowledge that you can access electronic documents, notices, and disclosures as described above.
BY CHECKING THE BOX AND CLICKING SUBMIT, you further acknowledge that: you have read and understood the above information about electronic signatures and doing business electronically in this disclosure and consent to do business electronically; you consent to using electronic signatures, receiving documents, notices, and disclosures related to this transaction provided or made available to you in electronic form, and to doing business with us electronically. You acknowledge that you may request a paper copy of electronic documents, notices, and disclosures, which we will provide to you at no charge.